PB Fintech

PB Fintech , originally incorporated as Etechaces Marketing and Consulting in 2008, rebranded in September 2020 to reflect its fintech focus. It operates India’s largest online platform for insurance and lending products.The company provides online marketing and IT consulting for the financial services industry, including insurance. PB Fintech owns Policybazaar, an online marketplace for insurance products, and Paisabazaar, a digital lending platform that helps consumers compare and apply for personal credit products. Its platforms cater to a wide range of consumers across different credit profiles, demographics, and income levels. PB Fintech Limited was incorporated as 'Etechaces Marketing and Consulting Private Limited' on 04 June 2008. Subsequently, name of the Company changed to PB Fintech Private Limited on 18 September 2020. Upon the conversion of Company to a Public Limited Company pursuant to a Special Resolution passed by the Shareholders on 19th June 2021, name of the Company again was changed to PB Fintech Limited on 30 June, 2021. The Company is an integrated online marketing and consulting Company and is in the business of rendering online marketing and information technology consulting/ support services largely for the financial service industry, including insurance. It operates Policybazaar, the India's largest digital insurance marketplace and Paisabazaar that provides services related to lending products. In 2014, the Company launched Paisabazaar with the goal to transform how Indians access personal credit by accentuating ease, convenience and transparency in selecting a variety of personal loans and credit cards. In 2018, it started operations in United Arab Emirates (UAE) through one of the wholly owned subsidiaries, PB Fintech FZ-LLC, which operates an online financial marketplace in UAE. During financial year ended March 31, 2022, Equity Shares of the Company got listed on BSE Limited (BSE) and National Stock Exchange of India Limited (NSE) effective from November 15, 2021. The Board of Directors of the Company in its meeting held on April 26, 2022 had approved the draft Scheme of Amalgamation between the Company and Makesense Technologies Limited, which provides for the amalgamation of the Transferor Company with Transferee Company. During the year 2022-23, PB Fintech FZ LLC, a Wholly owned subsidiary of the Company in Dubai acquired and holds 26.72% shares of YKNP Marketing Management -LLC. YKNP Marketing Management converted to an LLC- Single Owner effective on 14th July, 2022. Zphin Computer Systems and Software Designing-LLC became a wholly owned subsidiary of PB Fintech FZLLC. In 2023, the Company launched policybazaar.ae and expanded its operations to UAE. It launched PB for Business Insurance for Corporates and SMEs. During the year 2023-24, Insurance Regulatory and Development Authority of India (IRDAI) vide its letter dated February 28, 2024, has approved for upgradation of license of Policybazaar Insurance Brokers Private Limited from Direct Insurance Broker (Life & General) to Composite Insurance Broker under IRDAI (Insurance Brokers) Regulations, 2018. PB Pay Private Limited was incorporated as a wholly owned subsidiary of the Company w.e.f April 09, 2024. Visit Internet Services Private Limited ceased to be the step down wholly owned subsidiary of the Company w.e.f. May 16, 2024. Visit Health Private Limited ceased to be the step down associate company w.e.f. May 16, 2024. Genesis Group Limited became step down wholly owned subsidiary of the company w.e.f. May 25, 2024. Genesis Insurance Brokers LLC became step down subsidiary of the Company w.e.f. May 25, 2024. In FY 2025, Company launched PB Money, it ventured into reinsurance brokerage, payment aggregation & account aggregation businesses to complement its primary businesses. The Company has acquired shares of Genesis Group Limited, which holds 49% of Genesis Insurance Brokers LLC by Icall Support Services Private Limited, a wholly owned subsidiary of the Company in 2025.